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If you use the card for anything else, the other charges might generate interest while payments are applied first to the no-interest balance.
Also, interest rates are generally higher than secured loans.
This might result in a payment that is not low enough to make a difference in your financial situation.
Using balance transfer options on no-interest or low-interest credit card offers are tricky.
The theory is that one payment will be easier to manage.
The goal is to lower the interest rate and the monthly payment while paying off your debt more quickly.