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That being said, you must be employed or possess a job offer to be eligible to refinance with Earnest.
The more your financial situation has improved since you took out the loans originally, the better your refinancing offer will be.
Refinancing allows you to consolidate both your federal and private loans, select a repayment term that makes sense for you, and often lower your interest rate.#Product Line=Edfi|Brand=citizensbank|Product Set=trufit Parent Product Set|product Name=Tru Fit|rate Type=Fixed|repayment Type=Interest Only|loan Type=Undergraduate|term=10|based On=10,000|Product Attribute=loan Options::repayment Example::min::interest Only Payment#, depending on the interest rate during the 45 month in-school period and the 6 month grace period. Such changes will only apply to applications taken after the effective date of change.See our Citizens Bank Student Loan page for important disclosure information.You can often choose between a fixed or variable rate loan when refinancing.There are many reasons to consider refinancing your student loan debt: Student loan refinancing rewards your financial progress and can save you money over the life of the loan.
Older versions may limit your ability to access some of this site's functionality. Learn More Download the newest version of Microsoft Internet Explorer by refinancing and consolidating all your private and government, and undergraduate and graduate loans, into one affordable loan. Refinancing student loans could make a big difference in your monthly budget.